Remortgaging Your Home
Remortgages tend to take between 4-6 weeks from the date you obtained an offer from your lender.
Please note your solicitor does not dictate the timescale for completion, the main factors are the wishes of the other party to the transaction, lenders and builders, and most of all other linked transactions.
The precise stages involved in remortgaging a residential property vary according to the circumstances:
- Take your instructions and give you initial advice
- Check the mortgage offer
- Deal with any special conditions in the mortgage offer
- Obtain redemption statement from your current lender
- Carry out searches if required
- Go through conditions of mortgage offer with you
- Agree completion date
- Arrange for all monies needed to be received from lender
- Complete transaction
- Repay your current lender the amount owed to them
- Send any balance to you
- Deal with application for registration at Land Registry
For Clear Advice about your remortgage contact our Conveyancing team today.
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5 Star first class service
My partner and I recently used Vincent’s for the selling and purchasing of our new home.
The service from all departments and staff was first class and nothing was too much trouble.
Very knowledgeable and always responded with questions promptly when asked.
We have used Vincent’s many times in the past and we have recommended them to family and friends who have also used them previously with some family members using them at present.
Highly recommended and I would not hesitate to use them again.
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5 star from us.
Extremely Responsive
My wife and I have used Vincent solicitors for conveyancing since 2005 and for every property I’ve bought they have provided a consistently great service. They are always extremely responsive which helps enormously to speed the transactions along and they have always shown a high level of expertise. That expertise was especially useful in our most recent house purchase, which saw us move from a city centre property in the South East, to rural Cumbria. For this purchase June Caunce was our conveyancer and she helped guide us through the intricacies of easements, septic tanks, boundary issues and more! These are all elements we had not encountered before and so having a local and knowledgeable firm helping us was vital in covering off those elements, ensuring the purchase went smoothly.
Efficient and Reliable
We have used Vincents now on two occasions and cannot fault them. They are efficient, reliable as always. And as for solicitors, I will not use anybody else going forward. Amazing service and would recommend them to anybody!